Services
Mortgage Services in Edmonton and Across Alberta
Whatever your goal, you get clear advice and access to a wide network of lenders.
How It Works
How the Mortgage Process Works
Simple steps. Clear guidance. Here is what to expect when we work together.
- 1
Let's Talk
We start with a conversation about your plans, your finances, and what you are looking for.
- 2
Review Your Situation
We review your income, credit, and down payment to understand your mortgage needs.
- 3
Explore Your Options
We compare available mortgage solutions and discuss which may suit your situation.
- 4
Application and Approval
I guide you through the paperwork and work with the lender as your application moves forward.
- 5
Closing Day
I stay connected and help you understand the final steps leading up to closing.
Full Mortgage Checklist
Be application-ready
Your Income
- Recent pay stubs
- Employment letter
- Two years of T4s or Notices of Assessment
- Business financials if self-employed
Your Down Payment
- 90 days of bank statements
- Gift letter if applicable
- RRSP or FHSA statements
- Proof of sale of existing property
Your Credit
- Consent for a credit check
- List of current debts
- Explanation of any past credit issues
- Monthly obligations like car loans
Your Property
- Accepted purchase agreement
- MLS listing
- Condo documents if applicable
- Property tax information